At Truck Smarters LLC, we understand that cash flow is the lifeblood of your business. That’s why we offer comprehensive freight factoring services for companies in the trucking industry. As a trusted third-party provider, we facilitate seamless factoring setup with industry-leading companies to ensure you get fast access to the funds you need without the wait.
†For the first 90 days after onboarding; 2.5% after. Complete onboarding by 3/31/2025 to qualify. Subject to approval. Terms apply.
At Truck Smarters LLC, we work as a bridge between you and the best factoring companies in the industry, ensuring you get the most beneficial terms. Here’s why we stand out:
We work with a range of factoring companies, offering flexible terms tailored to your business requirements.
We handle the paperwork and ensure that your factoring setup is quick and hassle-free, providing immediate funding when you need it.
Transparency is key. We ensure you understand all fees and terms upfront, so you can make informed decisions.
We offer factoring services to trucking businesses across the United States, ensuring you’re covered no matter where you’re based.
OTR Solutions offers competitive rates and a seamless funding process. They focus on non-recourse factoring, meaning you pass off the liability for non-payment, protecting your business from financial risks.
Triumph Financial stands out for its flexibility and comprehensive service offerings. Their ability to tailor contracts to fit the needs of trucking companies, along with excellent customer service, makes them a top choice.
Apex Capital is a trusted name in the factoring industry with a long-standing reputation for providing personalized service and financial solutions. They provide factoring services with a focus on reliability and transparency.
TBS Factoring is known for transparent rates and terms. Their long-standing presence in the industry ensures they are a trusted partner, offering solutions for both small and large trucking operations.
eCapital stands out with an advanced online platform and a variety of funding options. While there may be occasional delays, the flexibility and diverse options they provide make them a great choice for businesses of all sizes.
For 90 days, you can factor with us at 1.9%. Afterward your rate will change to 2.5% and we’ll work with you in the future to lower your rate as your invoice volume increases.
†For the first 90 days after onboarding; 2.5% after. Complete onboarding by 3/31/2025 to qualify. Subject to approval. Terms apply.
Our team at Truck Smarters LLC will guide you through the entire process of setting up factoring services with our trusted partners. Whether you’re new to factoring or looking to switch to a new provider, we’ll ensure a smooth transition with:
We’ll assess your needs and recommend the best factoring solutions for your trucking company.
We work with you to find the most flexible terms and competitive rates that fit your cash flow requirements.
We streamline the process to get you started with factoring services quickly, ensuring you receive the cash you need to keep your business moving.
If you’re looking for reliable, flexible, and transparent factoring services for your trucking business, Truck Smarters LLC is your trusted partner. Contact us today to find out how we can help you set up factoring services with the best companies in the industry and keep your business running smoothly with better cash flow.
Paydays are just seconds away–even on weekends and holidays. In fact, we pay 50% of our invoices within 2 hours, ensuring you can collect payment swiftly, without hassle.
Take a clear photo of your rate con and POD with our in-app scanner and we’ll generate and manage your invoices.
The second your invoice is cleared, we’ll deposit payment to your TruckSmarter Checking Account with FDIC-Insurance*** on deposits through our banking partner Thread Bank, Member FDIC.
The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
Use your TruckSmarter Card anywhere Visa is accepted or keep money in your account and earn 2.65% APY!**
Save $1000s at the pump yearly with fuel discounts plus $100s more with extra fuel savings for drivers who factor with us.
Factor a load, however you like! On both mobile and desktop, you can get paid fast, track payments, and contact our support team with ease.
Build, manage, and grow your profit with a free suite of banking tools to help you earn, spend, and save smarter.
Set, adjust, and hit your savings goals with a breakdown of where you spend your money and insights into your transactions.
Drivers who factor with us can now request a factoring advance directly from the app. Get paid up to 50% immediately after pick up.
Use your TruckSmarter Debit Card anywhere Visa is accepted and get free withdrawals at 55K ATMS.
Factor with us and watch your money make money in the high-interest bearing TruckSmarter Checking Account.
Keep your money safe in the TruckSmarter Checking Account! Your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank; Member FDIC
Factor with us and get extra fuel savings on top of the listed TruckSmarter Fuel Discount. Plus you may be eligible for Fuel Line of Credit.

To ensure you’re working with trusted partners, we only factor loads from brokers we’ve vetted through a free credit check.

To make it easy to spot the load boards for brokers we factor with (who passed a credit check), we tag them as “Factorable.”

Have a broker you love to work with? Request them in the app and we’ll conduct a free credit check instantly.
We can help you out of it, even if you have outstanding invoices. Switching factoring companies can be complicated, but our team will walk you through it.